Does Medicare Pay for Hearing Aids? 2026 Guide for New York

What Hearing Aids Cost Without Coverage

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At HearWell Services, hearing aid prices are listed on our site and currently run from $1,047.50 to $2,595. The listed price includes the hearing aids and your fitting fee. Follow-up visits and other services are priced separately, so you know what you'll pay before you start.

What Medicare Part A and Part B Cover

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• Hearing aids: not covered by Original Medicare. You pay all costs for hearing aids and exams for fitting them.
• Diagnostic hearing and balance exams: Part B covers these when your doctor or other provider orders them to find out if you need medical treatment. After the Part B deductible, you pay 20% of the Medicare-approved amount.
• Seeing an audiologist without an order: you can visit an audiologist once every 12 months without an order, but only for non-acute hearing conditions (like hearing loss that happens over many years) or for diagnostic services related to surgically implanted hearing devices.

Source: Medicare.gov, "Hearing aids" and "Hearing & balance exams."

Medicare Advantage Plans and Hearing Benefits

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Some Medicare Advantage (Part C) plans offer extra benefits that Original Medicare doesn't, including hearing. Benefits differ from plan to plan, so check yours for:

• a routine hearing exam benefit
• a hearing aid allowance or set copays, and how often it renews
• which providers are in network (some plans use a network such as TruHearing)

HearWell Services is a TruHearing provider and accepts most insurance. Call (332) 238-1028 and we'll help you check your coverage.

Does Medigap Help With Hearing Aids?

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Medigap (Medicare Supplement) policies help pay costs that Original Medicare covers, such as deductibles and coinsurance. Because Original Medicare doesn't cover hearing aids, a Medigap policy generally won't either. If hearing benefits matter to you, compare Medicare Advantage plans during enrollment periods.

How to Check Your Plan Benefits

1. Call the member services number on your insurance card and ask whether your plan has a hearing aid benefit, how much it is, and which providers you can use.
2. Ask whether a hearing exam is covered and whether you need a referral.
3. Send us photos of your insurance card or call (332) 238-1028, and we'll help you check your coverage before your visit. You can also contact us online.

If You're Not Covered

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• Published prices: every hearing aid price is listed on our site and includes your fitting fee. Compare hearing aids.
• Financing: a 36-month hearing aid lease, with payments financed through PatientFi. See financing.
• Hearing test: $99 without insurance. About our hearing test.
• Returns: hearing aids have a 45-day return window (a 10% restocking fee and a $25 non-refundable shipping & handling fee apply). See Returns & Shipping.

Frequently asked questions

Questions about your coverage? Call (332) 238-1028 or email [email protected].

Other Sources of Help

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• New York Medicaid: can cover hearing aids for eligible members when medically necessary (source: eMedNY Hearing Aid policy guidelines).
• Veterans: ask VA health care about hearing aid benefits.
• Over-the-counter hearing aids: sold without a prescription for adults 18 and older with perceived mild to moderate hearing loss.
• Nonprofit and state programs: some groups help with hearing aid costs; eligibility varies.