Hearing Aid Insurance in NYC
We accept most major insurance providers. Call us and we will help you verify your hearing aid benefits before your visit.
237 W 35th St, Suite 702A · Steps from Penn Station
Using insurance for hearing aids
Many health plans include some hearing care, but hearing aid benefits differ widely from plan to plan. Coverage and benefits must be verified before you rely on them for a purchase.
Call us at (332) 238-1028 with your insurance card in hand, and we will help you check what your plan covers.
Hearing aid benefit programs and payment
- TruHearing: hearing aid benefit program offered through many health plans
- NationsBenefits: hearing aid benefit program offered through many health plans
- FSA and HSA cards accepted
We work with most major plans, including
Employer and individual plans
- Aetna
- Anthem Blue Cross and Blue Shield (formerly Empire BlueCross BlueShield)
- Cigna Healthcare
- EmblemHealth (GHI and HIP)
- Oscar Health
- Oxford Health Plans
- UnitedHealthcare
- 1199SEIU Benefit Funds
Medicare Advantage
- AARP Medicare Advantage from UnitedHealthcare
- Aetna Medicare
- Anthem Medicare Advantage
- Elderplan
- EmblemHealth
- Healthfirst
- HealthSpring
- Humana
- MetroPlus Health
- VNS Health
- Wellcare (including Wellcare by Fidelis Care)
Medicaid managed care
- Anthem Blue Cross and Blue Shield HP
- Fidelis Care
- Healthfirst
- HIP (EmblemHealth)
- MetroPlus Health
- Molina Healthcare (formerly Affinity Health Plan)
- UnitedHealthcare Community Plan
Benefits vary by plan. Hearing aid coverage, allowances and copays differ from plan to plan, and plan networks change. HearWell Services verifies your coverage before any purchase. Call (332) 238-1028 or send us your insurance information. Don’t see your plan? Call us, we work with most major plans.
How to check your hearing aid benefits
- Call the member services number on your insurance card and ask whether your plan has a hearing aid benefit, how much it is and how often it renews.
- Ask whether a hearing exam is covered and whether you need a referral.
- Ask which providers are in network.
- Then call us at (332) 238-1028, and we will help you confirm your coverage before your visit.
Medicare and Medicaid
Original Medicare (Part A and Part B) doesn’t cover hearing aids or exams for fitting them. Some Medicare Advantage (Part C) plans add hearing benefits. New York Medicaid can cover hearing aids for eligible members when they are medically necessary. Read more in our Medicare guide for New York.
If insurance covers only part of the cost
Insurance FAQs
Do you take my insurance?
We work with most major insurance plans, including commercial, Medicare Advantage and Medicaid managed care plans. Hearing aid benefits vary by plan, so we verify your coverage before you buy. Call (332) 238-1028 or send us your insurance information.
Do you work with TruHearing and NationsBenefits?
Yes. We work with TruHearing and NationsBenefits, two hearing aid benefit programs offered through many health plans. Tell us which program your plan uses, and we will confirm your benefit before your visit.
Can I use my FSA or HSA for hearing aids?
Yes. We accept FSA and HSA cards. Hearing aids are generally an eligible medical expense, but check the rules of your own account.
Does Medicare cover hearing aids?
Original Medicare (Part A and Part B) does not cover hearing aids or exams for fitting them. Part B covers diagnostic hearing exams in some cases, and some Medicare Advantage plans add hearing benefits. Read our Medicare guide for New York.
Does New York Medicaid cover hearing aids?
New York Medicaid can cover hearing aids for eligible members when they are medically necessary. Ask your Medicaid plan which providers you can use, and call us to check.
What if my plan does not cover hearing aids?
Every hearing aid price is listed on our site and includes your fitting fee. You can pay with an FSA or HSA card, and financing is available through PatientFi. See hearing aid prices and financing.